<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Archives des Particulier - Assurances Gratte-Ciel</title>
	<atom:link href="https://assurances-gratteciel.com/category/particulier/feed/" rel="self" type="application/rss+xml" />
	<link>https://assurances-gratteciel.com/category/particulier/</link>
	<description>Assurer et être à vos côtés</description>
	<lastBuildDate>Thu, 21 Aug 2025 16:09:22 +0000</lastBuildDate>
	<language>fr-FR</language>
	<sy:updatePeriod>
	hourly	</sy:updatePeriod>
	<sy:updateFrequency>
	1	</sy:updateFrequency>
	<generator>https://wordpress.org/?v=6.8.5</generator>

<image>
	<url>https://assurances-gratteciel.com/wp-content/uploads/cropped-ico-32x32.png</url>
	<title>Archives des Particulier - Assurances Gratte-Ciel</title>
	<link>https://assurances-gratteciel.com/category/particulier/</link>
	<width>32</width>
	<height>32</height>
</image> 
	<item>
		<title>Assurance auto</title>
		<link>https://assurances-gratteciel.com/assurance-auto-2/</link>
		
		<dc:creator><![CDATA[admin5483]]></dc:creator>
		<pubDate>Fri, 22 Oct 2021 10:42:37 +0000</pubDate>
				<category><![CDATA[Particulier]]></category>
		<guid isPermaLink="false">https://assurances-gratteciel.com/?p=4462</guid>

					<description><![CDATA[<p>Assurez votre véhicule en fonction de vos besoins</p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-auto-2/">Assurance auto</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><div class="et_pb_section et_pb_section_0 et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_0 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_0  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_divider_0 et_pb_space et_pb_divider_hidden"><div class="et_pb_divider_internal"></div></div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_1  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_0">
				
				
				
				
				<span class="et_pb_image_wrap "><img decoding="async" width="64" height="64" src="https://assurances-gratteciel.com/wp-content/uploads/assurance-auto-a.png" alt="" title="" class="wp-image-2422" /></span>
			</div><div class="et_pb_module et_pb_text et_pb_text_0  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Assurance auto</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_1  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_1 et_pb_equal_columns et_pb_with_background et_section_specialty" >
				
				
				
				
				
				<div class="et_pb_row et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_2   et_pb_specialty_column  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_row_inner et_pb_row_inner_0">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_inner et_pb_column_inner_0 et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_2  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">une assurance auto</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_3  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">à la carte</div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_1 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row_inner et_pb_row_inner_1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_inner et_pb_column_inner_1 et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_4  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Une solution configurable en fonction de vos besoins</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_5  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Vous êtes un conducteur occasionnel ou un gros rouleur ? nos solutions s&rsquo;adaptent à l&rsquo;utilisation que vous faites de votre véhicule et vous permet de choisir parmi une multitude d&rsquo;options.</div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_0_wrapper et_pb_button_alignment_left et_pb_button_alignment_phone_left et_pb_module ">
				<a class="et_pb_button et_pb_button_0 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/contact/" data-icon="&#x45;">ça m&#039;interesse</a>
			</div>
			</div>
				
				
				
				
			</div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_3    et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_cta_0 et_pb_promo  et_pb_text_align_left et_pb_bg_layout_dark">
				
				
				
				
				<div class="et_pb_promo_description"><h2 class="et_pb_module_header">Bon à savoir</h2><div><strong><br />
Les documents nécessaires pour changer d&rsquo;assurance</strong></p>
<p>Vous souhaitez changer d&rsquo;assurance pour économiser ou être mieux couvert ? Vous devez préparer les documents suivants :</p>
<p>&#8211; le permis de conduire<br />
&#8211; la carte grise du véhicule que vous souhaitez assurer<br />
&#8211; un relevé d&rsquo;information de votre assureur</div></div>
				
			</div>
			</div>
				</div>
				
			</div><div class="et_pb_section et_pb_section_2 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_1 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_4  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_6  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Les gros +</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_7  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Des assurances Gratte-ciel</div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_2 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_2 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_5  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_8  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><span style="font-size: x-large; color: #cc2776;"><strong>Avoir le choix</strong></span></p>
<p>Choisissez votre franchise en fonction de vos besoins.</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_6  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_9  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><span style="font-size: x-large; color: #cc2776;"><strong>Indemnisation modulable</strong></span></p>
<p>Vous pouvez augmenter les montants d’indemnisation pour les biens personnels et au titre de la garantie<br />
du conducteur.</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_3 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_7  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_10  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><span style="font-size: x-large; color: #cc2776;"><strong>Assistance 0 km</strong></span></p>
<p>Vous bénéfissiez de l&rsquo;assurance 0 km pour toutes causes, panne, accident ou vol.</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_8  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_11  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><span style="font-size: x-large; color: #cc2776;"><strong>Pertes financières</strong></span></p>
<p>Nous vous garantissons contre les pertes financières à la suite d’un accident ou d’une disparition.</div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_3 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_4 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_9  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_12  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Prenons contact</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_13  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">pour un conseil personnalisé</div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_3 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div><div class="et_pb_module et_pb_text et_pb_text_14  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Cette assurance vous intéresse et vous souhaitez avoir des conseils personnalisés, contactez-nous et nous pourrons définir ensemble l&rsquo;offre la plus adaptée à vos besoins.</div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_1_wrapper et_pb_button_alignment_center et_pb_module ">
				<a class="et_pb_button et_pb_button_1 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/contact/" data-icon="&#x45;">nous contacter</a>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div></p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-auto-2/">Assurance auto</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>Assurance voyage</title>
		<link>https://assurances-gratteciel.com/assurance-voyage/</link>
		
		<dc:creator><![CDATA[admin5483]]></dc:creator>
		<pubDate>Thu, 02 Sep 2021 15:32:50 +0000</pubDate>
				<category><![CDATA[Particulier]]></category>
		<guid isPermaLink="false">https://assurances-gratteciel.com/?p=1864</guid>

					<description><![CDATA[<p>Savourez votre expérience à l'étranger</p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-voyage/">Assurance voyage</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><div class="et_pb_section et_pb_section_4 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_5 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_10  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_divider_4 et_pb_space et_pb_divider_hidden"><div class="et_pb_divider_internal"></div></div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_11  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_1">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="64" height="64" src="https://assurances-gratteciel.com/wp-content/uploads/assurance-voyance-a.png" alt="" title="" class="wp-image-2369" /></span>
			</div><div class="et_pb_module et_pb_text et_pb_text_15  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h1>Assurance voyage</h1></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_16  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_5 et_pb_equal_columns et_pb_with_background et_section_specialty" >
				
				
				
				
				
				<div class="et_pb_row et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_12   et_pb_specialty_column  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_row_inner et_pb_row_inner_2">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_inner et_pb_column_inner_2 et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_17  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Assurance complète</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_18  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Dans le monde entier</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_5 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div><div class="et_pb_module et_pb_image et_pb_image_2 et-waypoint">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="387" height="373" src="https://assurances-gratteciel.com/wp-content/uploads/photo.png" alt="" title="" srcset="https://assurances-gratteciel.com/wp-content/uploads/photo.png 387w, https://assurances-gratteciel.com/wp-content/uploads/photo-300x289.png 300w" sizes="(max-width: 387px) 100vw, 387px" class="wp-image-3952" /></span>
			</div>
			</div>
				
				
				
				
			</div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_13    et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_19  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>L’assurance complète de vos séjours temporaires dans le monde entier.</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_20  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Notre solution d’assurance adaptée aux séjours des personnes de moins de 75 ans voyageant ou séjournant dans le monde entier (y compris en France et DROM et sauf dans le pays de nationalité), pour une durée maximale d’un an (24 mois pour le Canada en cas de programme Vacances-Travail).</p>
<p>Ce contrat vous permet de faire face à tous les imprévus pouvant survenir à l’étranger et vous propose 2 niveaux de garanties, en fonction de votre besoin de couverture et de votre budget. De plus, ce contrat répond aux exigences des mairies françaises et consulats français à l&rsquo;étranger pour l’obtention d’une attestation d’accueil ou d’un visa Schengen.</p></div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_2_wrapper et_pb_button_alignment_left et_pb_button_alignment_phone_left et_pb_module ">
				<a class="et_pb_button et_pb_button_2 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/contact/" data-icon="&#x45;">ça m&#039;interesse</a>
			</div>
			</div>
				</div>
				
			</div><div class="et_pb_section et_pb_section_6 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_6 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_14  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_21  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>3 Bonnes raisons</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_22  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>de soucrire à une assurance internationale</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_6 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_7 et_pb_equal_columns et_pb_gutters2">
				<div class="et_pb_column et_pb_column_1_3 et_pb_column_15  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_23  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>01</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_24  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3>Faire face aux dépenses de santé</h3></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_25  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p><strong>Vous êtes hospitalisé en urgence ? Vous vous rendez chez un médecin ?<br />
</strong><br />
Nous couvrons vos dépenses de santé avec des remboursements au choix, dès le 1er euro dépensé, sans franchise ou en complément de la Sécurité sociale française ou en complément de la CFE (Caisse des Français de l&rsquo;Étranger) et vous propose un service de règlement direct de vos frais d’hospitalisation : vous n’avez pas à régler l&rsquo;établissement hospitalier, nous nous en chargeons pour vous !</p></div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_16  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_26  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>02</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_27  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3>Assistance pendant votre séjour</h3></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_28  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p><strong>Vous êtes victime d’un accident : vous devez être rapatrié au plus vite&nbsp; ou v</strong><strong>ous êtes hospitalisé et attendez la venue d’un proche ?</strong></p>
<p>APRIL International organise votre rapatriement médical, 24h/24, à votre domicile ou vers l’hôpital le mieux adapté et prend en charge les frais de transport et d’hébergement d’un proche venu vous rendre visite.</p></div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_17  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_29  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>03</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_30  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3>Perte de bagages</h3></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_31  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Nous vous remboursons à hauteur <strong>de 1 600 €</strong> en cas de vol, destruction ou perte de vos bagages. Le contrat couvre également vos dépenses de première nécessité jusqu’à 200 € en cas de retard d’acheminement de vos bagages.</p></div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_7 et_pb_section_parallax et_pb_with_background et_section_regular" >
				
				<span class="et_parallax_bg_wrap"><span
						class="et_parallax_bg"
						style="background-image: url(https://assurances-gratteciel.com/wp-content/uploads/fond-voyage-2.jpg);"
					></span></span>
				
				
				
				
				<div class="et_pb_row et_pb_row_8 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_18  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_32  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Un contrat spécialement conçu</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_33  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>pour vos séjours à l&rsquo;étranger</h2></div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_9">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_19  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_0  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">&#x4e;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p><span>Conforme aux exigences légales pour l’obtention d’un visa Schengen (couverture des frais de santé à hauteur de 30 000 € et garanties d’assistance rapatriement</span></p></div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_1  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">&#x4e;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p><span>Des frais de santé pris en charge à 100% des frais réels et sans franchise</span></p></div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_2  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">&#x4e;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p><span>Des garanties valables dans tous les pays visités</span></p></div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_20  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_3  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">&#x4e;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p><span>Une couverture lors de vos retours temporaires dans votre pays de nationalité</span></p></div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_4  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">&#x4e;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p><span>Un service de traductions et d’accompagnement juridique pour faciliter vos démarches administratives</span></p></div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_5  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">&#x4e;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p><span>Conforme aux obligations d’assurance pour votre demande de Visa Vacances-Travail ou Working Holiday Visa</span></p></div>
					</div>
				</div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_9 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_10 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_21  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_34  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Prenons contact</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_35  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>pour un conseil personnalisé</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_7 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div><div class="et_pb_module et_pb_text et_pb_text_36  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Cette assurance vous intéresse et vous souhaitez avoir des conseils personnalisés, contactez-nous et nous pourrons définir ensemble l'offre la plus adaptée à vos besoins.</p></div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_3_wrapper et_pb_button_alignment_center et_pb_module ">
				<a class="et_pb_button et_pb_button_3 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/contact/" data-icon="&#x45;">nous contacter</a>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div></p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-voyage/">Assurance voyage</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>Assurance santé</title>
		<link>https://assurances-gratteciel.com/assurance-sante/</link>
		
		<dc:creator><![CDATA[admin5483]]></dc:creator>
		<pubDate>Thu, 02 Sep 2021 15:30:35 +0000</pubDate>
				<category><![CDATA[Particulier]]></category>
		<guid isPermaLink="false">https://assurances-gratteciel.com/?p=1858</guid>

					<description><![CDATA[<p>Une assurance santé sur mesure pour une couverture personnalisée</p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-sante/">Assurance santé</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><div class="et_pb_section et_pb_section_10 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_11 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_22  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_divider_8 et_pb_space et_pb_divider_hidden"><div class="et_pb_divider_internal"></div></div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_23  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_3">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="64" height="64" src="https://assurances-gratteciel.com/wp-content/uploads/assurance-sante-a-1.png" alt="" title="" class="wp-image-2388" /></span>
			</div><div class="et_pb_module et_pb_text et_pb_text_37  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Assurance santé</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_38  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_11 et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_12">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_24  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_39  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Page en cours de rédaction</p></div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_13 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_13 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_25  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_40  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Prenons contact</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_41  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>pour un conseil personnalisé</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_9 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div><div class="et_pb_module et_pb_text et_pb_text_42  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Cette assurance vous intéresse et vous souhaitez avoir des conseils personnalisés, contactez-nous et nous pourrons définir ensemble l'offre la plus adaptée à vos besoins.</p></div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_4_wrapper et_pb_button_alignment_center et_pb_module ">
				<a class="et_pb_button et_pb_button_4 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/contact/" data-icon="&#x45;">nous contacter</a>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div></p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-sante/">Assurance santé</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>Assurance mobilier</title>
		<link>https://assurances-gratteciel.com/assurance-mobilier/</link>
		
		<dc:creator><![CDATA[admin5483]]></dc:creator>
		<pubDate>Thu, 02 Sep 2021 15:29:04 +0000</pubDate>
				<category><![CDATA[Particulier]]></category>
		<category><![CDATA[assurance]]></category>
		<category><![CDATA[meuble]]></category>
		<category><![CDATA[mobilier]]></category>
		<guid isPermaLink="false">https://assurances-gratteciel.com/?p=1855</guid>

					<description><![CDATA[<p>Profitez d'une assurance qui sauve les meubles</p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-mobilier/">Assurance mobilier</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><div class="et_pb_section et_pb_section_14 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_14 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_26  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_divider_10 et_pb_space et_pb_divider_hidden"><div class="et_pb_divider_internal"></div></div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_27  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_4">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="64" height="64" src="https://assurances-gratteciel.com/wp-content/uploads/assurance-mobilier-a.png" alt="" title="" class="wp-image-2363" /></span>
			</div><div class="et_pb_module et_pb_text et_pb_text_43  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Assurance mobilier</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_44  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_15 et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_15">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_28  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_5">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="500" height="300" src="https://assurances-gratteciel.com/wp-content/uploads/On-work.webp" alt="" title="" class="wp-image-4774" /></span>
			</div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_29  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_45  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><strong>La page n&rsquo;est pas encore en ligne, nous travaillons activement sur le sujet.</strong></div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_16 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_16 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_30  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_46  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Prenons contact</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_47  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>pour un conseil personnalisé</p></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_11 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div><div class="et_pb_module et_pb_text et_pb_text_48  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Cette assurance vous intéresse et vous souhaitez avoir des conseils personnalisés, contactez-nous et nous pourrons définir ensemble l&rsquo;offre la plus adaptée à vos besoins.</p></div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_5_wrapper et_pb_button_alignment_center et_pb_module ">
				<a class="et_pb_button et_pb_button_5 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/contact/" data-icon="&#x45;">nous contacter</a>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div></p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-mobilier/">Assurance mobilier</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>Assurance habitation</title>
		<link>https://assurances-gratteciel.com/assurance-habitation/</link>
		
		<dc:creator><![CDATA[admin5483]]></dc:creator>
		<pubDate>Thu, 02 Sep 2021 15:27:20 +0000</pubDate>
				<category><![CDATA[Particulier]]></category>
		<guid isPermaLink="false">https://assurances-gratteciel.com/?p=1853</guid>

					<description><![CDATA[<p>Votre situation est unique, votre assurance doit l'être aussi</p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-habitation/">Assurance habitation</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><div class="et_pb_section et_pb_section_17 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_17 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_31  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_divider_12 et_pb_space et_pb_divider_hidden"><div class="et_pb_divider_internal"></div></div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_32  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_6">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="64" height="64" src="https://assurances-gratteciel.com/wp-content/uploads/assurance-habitation-b.png" alt="" title="" class="wp-image-2145" /></span>
			</div><div class="et_pb_module et_pb_text et_pb_text_49  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h1>Assurance habitation</h1></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_50  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_18 et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_18 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_33  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_51  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Toutes les garanties</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_52  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>pour protéger votre logement</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_13 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_19 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_34  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_53  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Votre contrat d&rsquo;assurance habitation inclut automatiquement les garanties indispensables nécessaire à une bonne protéction.</p></div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_35  et_pb_css_mix_blend_mode_passthrough et-last-child et_pb_column_empty">
				
				
				
				
				
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_20 et_pb_gutters2">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_36  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_54  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><strong>NOTRE CONTRAT VOUS PERMET DE </strong></h3></div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_6  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">&#x4e;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p><span>Vous protéger des risques majeurs : tempête, incendie, bris de glace, dégâts des eaux ou vol</span></p></div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_7  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">&#x4e;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p><span>Couvrir les préjudices que vous et votre foyer pourriez causer à des tiers ( responsabilité civile )</span></p></div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_8  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">&#x4e;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p><span>Vous faire bénéficier de nombreuses prestations d’assistance à domicile : hébergement d’urgence, nettoyage, déplacement d’un serrurier ou d’un plombier…&nbsp;</span></p></div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_37  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_55  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><strong>INCLUS DANS VOTRE CONTRAT</strong></h3></div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_9  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon">&#x4c;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p><span>Les accidents dans le cadre de la vie professionnelle. Extension de garantie pour les petits-enfants mineurs.</span></p></div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_56  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><strong>LES SERVICES</strong></h3></div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_10  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon">&#x4c;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p><span>Espace client web</span></p></div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_57  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><strong>L&rsquo;ASSISTANCE</strong></h3></div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_11  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon">&#x4c;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p><span>Aide-ménagère en cas d’hospitalisation</span></p></div>
					</div>
				</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_21 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_38  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_button_module_wrapper et_pb_button_6_wrapper et_pb_button_alignment_center et_pb_button_alignment_phone_center et_pb_module ">
				<a class="et_pb_button et_pb_button_6 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/contact/" data-icon="&#x45;">ça m&#039;interesse</a>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_19 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_22 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_39  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_58  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Personnalisez votre contrat</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_59  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>pour une assurance parfaitement adaptée</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_14 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_23">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_40  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_60  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>En complément des garanties de base, vous pouvez ajouter des garanties personnalisées correspondant à votre mode de vie et au niveau de protection que vous désirez.</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_61  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3>Quelques exemples</h3></div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_24 et_pb_gutters3">
				<div class="et_pb_column et_pb_column_1_3 et_pb_column_41  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_62  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h4><span style="font-size: x-large; color: #001d55;"><strong>Des meubles ou des appareils avec une surface vitrée ?<br />
</strong></span></h4>
<p><span style="font-size: x-large; color: #001d55;"><strong></strong></span></p>
<p>Avec notre garantie mobilier, étendez la garantie bris de glace de votre habitation à vos meubles et appareils électroménagers ( biblihotèque vitrée, plaque à induction, etc. )</p></div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_7_wrapper et_pb_button_alignment_left et_pb_module ">
				<a class="et_pb_button et_pb_button_7 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/assurance-mobilier/" data-icon="&#x45;">Assurance mobilier</a>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_42  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_63  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h4><span style="font-size: x-large; color: #001d55;"><strong>Défendre vos droits et vos intérêts en cas de litige</strong></span></h4>
<p><span style="font-size: x-large; color: #001d55;"><strong></strong></span></p>
<p>Optez pour la protection juridique ! En cas de litige, nous intervenons pour vous défendre dans une procédure de justice qui vous oppose à un tiers ( litiges relatifs à des travaux de réparation ou avec votre propriétaire par exemple )</p></div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_8_wrapper et_pb_button_alignment_left et_pb_module ">
				<a class="et_pb_button et_pb_button_8 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/protection-juridique/" data-icon="&#x45;">Protection juridique</a>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_43  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_64  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h4><span style="font-size: x-large; color: #001d55;"><strong>Vous avez des enfants scolarisés ?</strong></span></h4>
<p><span style="font-size: x-large; color: #001d55;"><strong></strong></span></p>
<p>Avec l&rsquo;assurance scolaire, protégez-les lors de leurs activités scolaires et extrascolaires pour les préjudices qu&rsquo;ils subissent ou qu&rsquo;ils peuvent causer à des tiers.</p></div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_9_wrapper et_pb_button_alignment_left et_pb_module ">
				<a class="et_pb_button et_pb_button_9 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/assurance-scolaire/" data-icon="&#x45;">Assurance scolaire</a>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_20 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_25 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_44  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_65  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>3 bonnes raisons</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_66  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>de choisir les Assurances Gratte-Ciel</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_15 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_26 et_pb_equal_columns et_pb_gutters2">
				<div class="et_pb_column et_pb_column_1_3 et_pb_column_45  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_67  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>01</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_68  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3>Flexibilité</h3></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_69  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p><strong>Une protection sur mesure,</strong> vous sélectionnez uniquement les garanties dont vous avez besoin, selon vos biens et votre mode de vie.</p>
<p>Vous déménagez ? Vous devenez propriétaire ? Votre enfant entre à l&rsquo;école ? pas de soucis, <strong>votre contrat évolue avec vous</strong></p></div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_46  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_70  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>02</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_71  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3>Transparence</h3></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_72  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Les biens pour lesquels vous êtes couvert et vos garanties sont clairement expliqués lors de la souscription et dans la documentation remise. <strong>Vous évitez toute mauvaise surprise !</strong></p></div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_47  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_73  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>03</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_74  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3>Fiabilité</h3></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_75  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p><strong>En cas de sinistre, nous sommes à vos côtés !</strong></p>
<p>Faites une déclaration simple et rapide en quelques clics ou auprès de votre agent Assurances Gratte-Ciel.</p>
<p>Nous vous accompagnons dans toutes vos démarches</p>
<p>Vous percevez une indemnisation sous 48h(1) pour les petits sinistres ne nécessitant pas d&rsquo;expertise.</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_76  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>(1) Dans les 48h ouvrées suivant votre déclaration, sous réserve de fournir les justificatifs nécessaires.</p></div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_22 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_27 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_48  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_77  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Prenons contact</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_78  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>pour un conseil personnalisé</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_16 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div><div class="et_pb_module et_pb_text et_pb_text_79  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Cette assurance vous intéresse et vous souhaitez avoir des conseils personnalisés, contactez-nous et nous pourrons définir ensemble l'offre la plus adaptée à vos besoins.</p></div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_10_wrapper et_pb_button_alignment_center et_pb_module ">
				<a class="et_pb_button et_pb_button_10 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/contact/" data-icon="&#x45;">nous contacter</a>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div></p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-habitation/">Assurance habitation</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>Assurance GAV</title>
		<link>https://assurances-gratteciel.com/assurance-gav/</link>
		
		<dc:creator><![CDATA[admin5483]]></dc:creator>
		<pubDate>Thu, 02 Sep 2021 15:25:24 +0000</pubDate>
				<category><![CDATA[Particulier]]></category>
		<guid isPermaLink="false">https://assurances-gratteciel.com/?p=1848</guid>

					<description><![CDATA[<p>Assurez-vous contre les chutes</p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-gav/">Assurance GAV</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><div class="et_pb_section et_pb_section_23 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_28 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_49  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_divider_17 et_pb_space et_pb_divider_hidden"><div class="et_pb_divider_internal"></div></div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_50  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_7">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="64" height="64" src="https://assurances-gratteciel.com/wp-content/uploads/assurance-gav-a.png" alt="" title="" class="wp-image-3655" /></span>
			</div><div class="et_pb_module et_pb_text et_pb_text_80  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Assurance GAV</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_81  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_24 et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_29 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_51  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_82  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Une assurance</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_83  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>pour vous soutenir</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_18 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_30 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_52  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_84  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>L’assurance des accidents de la vie courante, appelée parfois Garantie des Accidents de la Vie (GAV)</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_85  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>est un contrat de «prévoyance accident» qui protège financièrement le souscripteur et sa famille, contre les conséquences d’un accident de la vie courante.</p>
<p>Ces accidents, par définition inattendus et soudains, surviennent du fait d’une maladresse de notre part, de la malchance, de la défaillance d’un matériel ou de la fuite d’un responsable. Ceux-ci peuvent être à l’origine d’une invalidité…avec toutes les conséquences qu’on imagine pour le souscripteur et ses proches qui pourraient dépendre de lui.</p>
<p>&nbsp;</p></div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_53  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_12  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">&#x4e;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p>Les assurés sont couverts même s’ils se blessent tout seuls (exemples : brûlure avec un barbecue, chute d’une échelle, d’un cheval ou dans les escaliers) ou s’il n&rsquo;y a pas de responsable identifié contre qui se retourner (exemple : renversé par un vélo dont le pilote ne s’arrête pas).</p></div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_13  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">&#x4e;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p>&nbsp;L’assurance des accidents de la vie courante permet en effet, d’indemniser les victimes en leur versant un capital sans attendre le détermination des responsabilités éventuelles. Charge à l’assureur de se réserver le droit de rechercher le ou les responsables et de se retourner contre eux (c’est ce qu’on appelle le principe de subrogation).</p></div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_14  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">&#x4e;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p>C’est un gain de temps pour les assurés et la certitude de ne pas ajouter de la souffrance à la souffrance.</p></div>
					</div>
				</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_31 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_54  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_button_module_wrapper et_pb_button_11_wrapper et_pb_button_alignment_center et_pb_button_alignment_phone_left et_pb_module ">
				<a class="et_pb_button et_pb_button_11 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/contact/" data-icon="&#x45;">ça m&#039;interesse</a>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_25 et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_32 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_55  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_86  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Les accidents de la vie</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_87  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>couverts par notre protection</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_19 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_33">
				<div class="et_pb_column et_pb_column_1_4 et_pb_column_56  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_15  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Les accidents domestiques</span></h4>
						<div class="et_pb_blurb_description"><p>chute, brûlure, électrocution, noyade, étouffement, accident de bricolage, de jardinage, intoxication, morsure par un chien…</p></div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_57  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_16  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Les accidents de loisirs</span></h4>
						<div class="et_pb_blurb_description"><p>en vacances, voyage, dans la pratique d’unsport risqué ou non (VTT, ski, cheval…) avec ou sans licence.</p></div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_58  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_17  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Les accidents scolaires</span></h4>
						<div class="et_pb_blurb_description"><p>accidents survenant lors du trajet (hors accident de la circulation), durant les heures d’éducation physique et dans les locaux scolaires…</p></div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_59  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_18  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Les accidents survenant à l’extérieur</span></h4>
						<div class="et_pb_blurb_description"><p>accident survenant dans un magasin, sur un trottoir, à proximité ou loin du domicile…</p></div>
					</div>
				</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_34">
				<div class="et_pb_column et_pb_column_1_4 et_pb_column_60  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_19  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Les accidents résultant de catastrophes naturelles</span></h4>
						<div class="et_pb_blurb_description"><p>tempête, avalanche, tremblement de terre, inondation…</p></div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_61  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_20  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Les accidents résultant de catastrophes technologiques</span></h4>
						<div class="et_pb_blurb_description"><p>explosion, effondrement d’un bâtiment…</p></div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_62  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_21  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Les accidents médicaux</span></h4>
						<div class="et_pb_blurb_description"><p>contaminations par le virus d&rsquo;immunodéficience humaine lors d’une transfusion sanguine, dommages lors d’une vaccination infantile obligatoire…</p></div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_63  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_22  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Les agressions et les attentats.</span></h4>
						
					</div>
				</div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_26 et_pb_equal_columns et_pb_with_background et_section_specialty" >
				
				
				
				
				
				<div class="et_pb_row et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_64    et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_88  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>En cas d&rsquo;invalidité</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_89  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>les 7 préjudices couverts</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_20 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_65   et_pb_specialty_column  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_row_inner et_pb_row_inner_3">
				<div class="et_pb_column et_pb_column_1_4 et_pb_column_inner et_pb_column_inner_3">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_90  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>01</p></div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_23  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p>Le déficit fonctionnel permanent</p></div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_inner et_pb_column_inner_4 et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_91  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>02</p></div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_24  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p>Les souffrances endurées par les blessures et les soins</p></div>
					</div>
				</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row_inner et_pb_row_inner_4">
				<div class="et_pb_column et_pb_column_1_4 et_pb_column_inner et_pb_column_inner_5">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_92  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>03</p></div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_25  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p>Le préjudice esthétique permanent comme une disgrâce physique définitive résultant des blessures</p></div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_inner et_pb_column_inner_6 et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_93  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>04</p></div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_26  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p>Le préjudice d’agrément comme l’impossibilité de réaliser une activité sportive, culturelle ou de loisir</p></div>
					</div>
				</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row_inner et_pb_row_inner_5">
				<div class="et_pb_column et_pb_column_1_4 et_pb_column_inner et_pb_column_inner_7">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_94  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>05</p></div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_27  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p>L’assistance permanente d’une tierce personne si celle-ci se révèle nécessaire</p></div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_inner et_pb_column_inner_8 et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_95  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>06</p></div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_28  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p>Les frais de conception ou d’aménagement du logement et du véhicule</p></div>
					</div>
				</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row_inner et_pb_row_inner_6">
				<div class="et_pb_column et_pb_column_1_4 et_pb_column_inner et_pb_column_inner_9">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_96  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>07</p></div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_29  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p>Les pertes de revenus ou de gains professionnels futurs.</p></div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_inner et_pb_column_inner_10 et-last-child et_pb_column_empty">
				
				
				
				
				
			</div>
				
				
				
				
			</div>
			</div>
				</div>
				
			</div><div class="et_pb_section et_pb_section_27 et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_35 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_66  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_97  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Un contrat qui s&rsquo;adapte</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_98  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>à la situation familiale de chacun</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_21 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_36 et_pb_equal_columns et_pb_gutters2">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_67  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_30  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon">&#x5a;</span></span></div>
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>2 niveaux d’indemnisation</span></h4>
						<div class="et_pb_blurb_description"><p><strong></strong></p>
<p><strong>Niveau A</strong><br />
Une formule forfaitaire pour une sécurité minimum ( avec une souscription possible jusqu&rsquo;à 65 ans ).</p>
<p><strong>Niveau B</strong><br />
Une formule indemnitaire pour un confort maximum&nbsp;( avec une souscription possible jusqu&rsquo;à 75 ans ).</p></div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_68  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_31  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon">&#x67;</span></span></div>
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>3 formules tarifaires</span></h4>
						<div class="et_pb_blurb_description"><p><strong></strong></p>
<p><strong>Solo</strong><br />
Si vous êtes seul.</p>
<p><strong>Duo</strong><br />
Si vous êtes en couple ou isolé avec un enfant.</p>
<p><strong>Famille</strong><br />
Si vous êtes au moins 3 personnes au sein du même foyer.</p></div>
					</div>
				</div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_28 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_37 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_69  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_99  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>4 Bonnes raisons</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_100  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>de choisir notre protection</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_22 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_38 et_pb_equal_columns et_pb_gutters2">
				<div class="et_pb_column et_pb_column_1_4 et_pb_column_70  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_101  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">01</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_102  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Une mise en œuvre du contrat dès 1 % d’atteinte à l’intégrité physique et psychique (AIPP) comme, par exemple, une entorse cervicale avec des raideurs persistantes ou la fracture du gros orteil accompagnée d’une gêne pour marcher</p></div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_71  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_103  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">02</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_104  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Pas de questionnaire médical</p></div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_72  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_105  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">03</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_106  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Une assistance 24h/24 avec des garanties étendues, comme :</p>
<p>&#8211; une aide à domicile renforcée si vous vivez seul ou avec des enfants en bas âge.<br />
&#8211; une auxiliaire de vie pour les personnes handicapées dont vous auriez la garde si vous êtes amené à être hospitalisé plus de 48h.<br />
&#8211; une aide psychologique à la suite de l’évènement traumatique…</p></div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_73  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_107  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>04</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_108  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Un seul contrat pour toute la famille quel que soit le nombre de personnes ou d’enfants</p></div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_29 et_pb_equal_columns et_pb_with_background et_section_specialty" >
				
				
				
				
				
				<div class="et_pb_row et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_74    et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_109  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Les avantages</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_110  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>supplémentaires</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_23 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_75   et_pb_specialty_column  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_row_inner et_pb_row_inner_7">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_inner et_pb_column_inner_11 et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_111  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3>3 mois gratuits</h3></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_112  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>1 mois gratuit par an pendant 3 ans*</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_113  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Pour les clients déjà détenteurs d’un contrat Abeille IARD &amp; santé (Santé, Auto, Habitation, RC pro Vulcain ou Artibat, Flotte entreprise, RC Agri, Agriter, Multirisques entreprise), d’un contrat Abeille Vie ou d’un contrat Afer</p></div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row_inner et_pb_row_inner_8">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_inner et_pb_column_inner_12 et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_114  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3>-15 % à vie</h3></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_115  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Si niveau B**</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_116  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Pour les clients déjà détenteurs d’un contrat Abeille IARD &amp; Santé : Santé, Auto ou Habitation</p></div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row_inner et_pb_row_inner_9">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_inner et_pb_column_inner_13 et-last-child">
				
				
				
				
				<div class="et_pb_button_module_wrapper et_pb_button_12_wrapper et_pb_button_alignment_left et_pb_button_alignment_phone_left et_pb_module ">
				<a class="et_pb_button et_pb_button_12 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/avantages/" data-icon="&#x45;">Tous les avantages</a>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row_inner et_pb_row_inner_10 et_pb_equal_columns et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_inner et_pb_column_inner_14 et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_117  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>* Sous réserve du paiement intégrale des cotisations</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_118  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>** Pendant toute la durée du contrat</p></div>
			</div>
			</div>
				
				
				
				
			</div>
			</div>
				</div>
				
			</div><div class="et_pb_section et_pb_section_31 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_39 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_76  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_119  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Prenons contact</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_120  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>pour un conseil personnalisé</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_24 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div><div class="et_pb_module et_pb_text et_pb_text_121  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Cette assurance vous intéresse et vous souhaitez avoir des conseils personnalisés, contactez-nous et nous pourrons définir ensemble l'offre la plus adaptée à vos besoins.</p></div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_13_wrapper et_pb_button_alignment_center et_pb_module ">
				<a class="et_pb_button et_pb_button_13 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/contact/" data-icon="&#x45;">nous contacter</a>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div></p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-gav/">Assurance GAV</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>Assurance dépendance</title>
		<link>https://assurances-gratteciel.com/assurance-dependance/</link>
		
		<dc:creator><![CDATA[admin5483]]></dc:creator>
		<pubDate>Thu, 02 Sep 2021 15:23:10 +0000</pubDate>
				<category><![CDATA[Particulier]]></category>
		<guid isPermaLink="false">https://assurances-gratteciel.com/?p=1842</guid>

					<description><![CDATA[<p>Assurez-vous dès aujourd’hui des lendemains plus sereins</p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-dependance/">Assurance dépendance</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><div class="et_pb_section et_pb_section_32 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_40 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_77  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_divider_25 et_pb_space et_pb_divider_hidden"><div class="et_pb_divider_internal"></div></div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_78  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_8">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="64" height="64" src="https://assurances-gratteciel.com/wp-content/uploads/assurance-dependance-a.png" alt="" title="" class="wp-image-2361" /></span>
			</div><div class="et_pb_module et_pb_text et_pb_text_122  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Assurance dépendance</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_123  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_33 et_pb_equal_columns et_pb_with_background et_section_specialty" >
				
				
				
				
				
				<div class="et_pb_row et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_79   et_pb_specialty_column  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_row_inner et_pb_row_inner_11">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_inner et_pb_column_inner_15 et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_124  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>préparez</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_125  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>des jours heureux</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_26 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row_inner et_pb_row_inner_12">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_inner et_pb_column_inner_16 et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_126  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Faire face à la dépendance, oui. Mais à quel prix ?</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row_inner et_pb_row_inner_13 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_4 et_pb_column_inner et_pb_column_inner_17">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_127  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><span style="font-size: x-large; color: #cc2776;"><strong>Avec l’Allocation Personnalisée d’Autonomie (APA)</strong></span></h3>
<p><span style="font-size: x-large; color: #cc2776;"><strong></strong></span></p>
<p>L’APA est une aide de l’Etat versée aux personnes en perte d’autonomie.</p>
<p>En 2011, son montant moyen était de 482 € par mois pour couvrir des prestations spécifiques liées au maintien à domicile, et 511 € par mois pour les personnes en établissements spécialisés.</p>
<p>Ce qui reste modeste et insuffisant pour assumer tous les frais.</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_128  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><span style="font-size: x-large; color: #cc2776;"><strong>Avec vos revenus propres</strong></span></h3>
<p><span style="font-size: x-large; color: #cc2776;"><strong></strong></span></p>
<p>Qu’elle soit vécue à domicile ou dans un établissement spécialisé, la dépendance engendre des frais élevés, estimés à 2 500 € par mois, soit 30 000 € chaque année. Un budget qui ne s’improvise pas.</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_inner et_pb_column_inner_18 et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_129  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><span style="font-size: x-large; color: #cc2776;"><strong>Avec le soutien de vos proches</strong></span></h3>
<p><span style="font-size: x-large; color: #cc2776;"><strong></strong></span></p>
<p>Ils peuvent certes vous apporter une aide financière. Mais auront-ils le temps matériel de s’occuper de vous au quotidien et l’énergie de vous prodiguer les soins dont vous auriez besoin ?</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_130  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><strong>Souscrire une assurance est une excellente façon de chercher à préserver son indépendance financière, en protégeant son patrimoine et en épargnant cette charge à son entourage.</strong></div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row_inner et_pb_row_inner_14">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_inner et_pb_column_inner_19 et-last-child">
				
				
				
				
				<div class="et_pb_button_module_wrapper et_pb_button_14_wrapper et_pb_button_alignment_left et_pb_button_alignment_phone_left et_pb_module ">
				<a class="et_pb_button et_pb_button_14 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/contact/" data-icon="&#x45;">ça m&#039;interesse</a>
			</div>
			</div>
				
				
				
				
			</div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_80    et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_cta_1 et_pb_promo  et_pb_text_align_left et_pb_bg_layout_dark">
				
				
				
				
				<div class="et_pb_promo_description"><h2 class="et_pb_module_header">Le Saviez-vous ?</h2><div>&nbsp;</p>
<p><strong>L’espérance de vie s’allonge d’un trimestre chaque année.</strong></p>
<p><strong>9 personnes sur 10 vivent encore chez elles avant 85 ans.</strong></p>
<p><strong>La dépendance concerne aujourd’hui plus d’un million de personnes.</strong></p>
<p><strong>En 2020, le nombre de personnes dépendantes aura augmenté de 25 %.</strong></p>
<p><strong>Les aidants familiaux tiennent leur rôle en moyenne 4 ans, à raison de 5h par jour.</strong></div></div>
				
			</div>
			</div>
				</div>
				
			</div><div class="et_pb_section et_pb_section_34 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_41 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_81  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_131  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Une aide financière</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_132  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">assurée*</div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_27 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_42">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_82  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_133  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Désireux de vous soulager des soucis financiers liés à la dépendance, AFER Dépendance vous donne accès à une protection sur-mesure et vous garantit la rente préalablement choisie*.</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_43 et_pb_gutters3">
				<div class="et_pb_column et_pb_column_1_3 et_pb_column_83  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_134  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><span style="font-size: x-large; color: #001d55;"><strong>Une souscription élargie et accessible</strong></span></h3>
<p><span style="font-size: x-large; color: #001d55;"><strong></strong></span></p>
<p>AFER Dépendance est un contrat simple, clair et accessible dès 40 ans et jusqu’à 77 ans, sans formalités médicales compliquées : une simple déclaration de bonne santé peut suffire pour être assuré.</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_84  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_135  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><span style="font-size: x-large; color: #001d55;"><strong>Une offre simple</strong></span></h3>
<p><span style="font-size: x-large; color: #001d55;"><strong></strong></span></p>
<p>Vous avez le choix entre 2 niveaux de dépendance garantis* : totale ou partielle et totale. En cas de dépendance totale garantie, 100 % de la rente prévue est versée. En cas de dépendance partielle garantie, vous percevez 50 % de la rente initialement choisie.</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_85  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_136  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><span style="font-size: x-large; color: #001d55;"><strong>De 500 à 3 000€ de rente mensuelle non imposable**</strong></span></h3>
<p><span style="font-size: x-large; color: #001d55;"><strong></strong></span></p>
<p>Lors de la signature du contrat, vous choisissez aussi le montant de la rente qui vous sera versée en cas de reconnaissance de votre état de dépendance totale garanti. Il peut atteindre 3 000 € par mois, que vous pouvez utiliser comme vous le souhaitez.</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_44 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_86  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_137  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Vous utilisez votre rente</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_138  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">comme bon vous semble</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_45">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_87  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_139  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Pour régler par exemple des prestations particulières, des frais d’hébergement en EHPAD***, ou même couvrir les frais d’un proche “aidant” qui ne figure pas sur votre adhésion au contrat AFER Dépendance.</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_46 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_88  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_140  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>* En cas de reconnaissance d’un état de dépendance garanti conformément à la Notice d’information de votre contrat.<br />** Selon la fiscalité en vigueur au 01/01/2024.<br />*** Etablissement d’Hébergement pour Personnes Agées Dépendantes.</p></div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_35 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_47 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_89  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_141  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Confort à domicile</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_142  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">favorisé !</div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_28 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_48 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_90  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_143  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Désireux de vous soulager des soucis financiers liés à la dépendance, AFER Dépendance vous donne accès à une protection sur-mesure et vous garantit la rente préalablement choisie*.</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_49 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_91  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_144  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><span style="font-size: x-large; color: #cc2776;"><strong>Vous informer, vous conseiller, vous dépanner…</strong></span></h3>
<p><span style="font-size: x-large; color: #cc2776;"><strong></strong></span></p>
<p>Ces services d’assistance par téléphone sont accessibles tout au long du contrat, par l’assuré mais aussi par les aidants de l’assuré.</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_145  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><span style="font-size: x-large; color: #cc2776;"><strong>Réaliser un Bilan Mémoire</strong></span></h3>
<p><span style="font-size: x-large; color: #cc2776;"><strong></strong></span></p>
<p>La réalisation d’un bilan mémoire par votre médecin traitant, pour dépister les troubles de mémoire et d’attention éventuels, dès 65 ans est pris en charge par AFER.</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_146  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><span style="font-size: x-large; color: #cc2776;"><strong>Agir en cas d’hospitalisation ou d’immobilisation imprévue</strong></span></h3>
<p><span style="font-size: x-large; color: #cc2776;"><strong></strong></span></p>
<p>En cas d’hospitalisation de plus de 2 jours ou d’immobilisation imprévue au domicile de plus de 5 jours vous pouvez bénéficier de services concrets : aide ménagère, garde des animaux, prise en charge du déplacement d’un proche, téléassistance ponctuelle…</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_147  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><span style="font-size: x-large; color: #cc2776;"><strong>Intervenir dès les premiers signes de perte d’ autonomie</strong></span></h3>
<p><span style="font-size: x-large; color: #cc2776;"><strong></strong></span></p>
<p>Un bilan est aussitôt réalisé, pour déterminer si vous pouvez être maintenu au domicile et évaluer les services d’accompagnement utiles.</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_92  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_148  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><span style="font-size: x-large; color: #cc2776;"><strong>Dépêcher des aides à domicile</strong></span></h3>
<p><span style="font-size: x-large; color: #cc2776;"><strong></strong></span></p>
<p>Quel que soit le lieu de résidence*, Mondial Assistance vous conseille des prestataires agréés Borloo sélectionnés pour leur qualité d’intervention.</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_149  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><span style="font-size: x-large; color: #cc2776;"><strong>Accompagner les proches “aidants”</strong></span></h3>
<p><span style="font-size: x-large; color: #cc2776;"><strong></strong></span></p>
<p>Pour les soulager de certaines démarches ou tâches quotidiennes, l&rsquo;AFER met plusieurs services à leur disposition.</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_150  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><span style="font-size: x-large; color: #cc2776;"><strong>Et s’il faut penser à la maison de retraite…</strong></span></h3>
<p><span style="font-size: x-large; color: #cc2776;"><strong></strong></span></p>
<p>AFER met en place un plan d&rsquo;aide au déménagement. Mondial Assistance peut aussi vous aider à organiser votre hébergement en établissement.</p></div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_50 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_93  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_151  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">* Valable uniquement en France Métropolitaine et Monaco.</div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_36 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_51 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_94  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_152  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>choisissez le niveau</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_153  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>de vos cotisations et de votre rente garantie</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_29 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_52">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_95  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_154  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Avec AFER Dépendance, tout est clair dès la signature du contrat, sachant que 3 critères conditionnent directement le montant de votre cotisation.</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_53 et_pb_equal_columns et_pb_gutters2">
				<div class="et_pb_column et_pb_column_1_3 et_pb_column_96  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_155  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">01</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_156  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3>L&rsquo;age de l&rsquo;adhérent</h3></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_157  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">L’âge de l’adhérent, sachant que plus tôt vous souscrivez, plus vous profitez d’un tarif avantageux.</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_97  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_158  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">02</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_159  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3>Le choix de la garantie</h3></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_160  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Choisissez entre une couverture en cas de dépendance totale, ou une couverture en cas de dépendance totale et dépendance partielle.</p></div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_98  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_161  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">03</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_162  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3>Choisissez le montant de la rente</h3></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_163  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Le montant de la rente assurée choisi. Votre cotisation réglée par prélèvement automatique peut être mensuelle, trimestrielle, semestrielle ou annuelle.</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_54">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_99  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module dsm_text_divider dsm_text_divider_0">
				
				
				
				
				
				
				<div class="et_pb_module_inner">
					<div class="dsm-text-divider-wrapper dsm-text-divider-align-center et_pb_bg_layout_light">
				
				
				<div class="dsm-text-divider-before dsm-divider"></div>
				<h3 class="dsm-text-divider-header et_pb_module_header"><span>important</span></h3>
				<div class="dsm-text-divider-after dsm-divider"></div>
			</div>
				</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_164  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Le montant de la cotisation n’évoluera pas en fonction de votre âge ou de votre état de santé. Les cotisations et le montant de rente garanti sont susceptibles d’être revalorisés, en fonction de l’évolution du point Agirc.</p>
<p>Si après 8 années de cotisations, vous cessez vos versements, AFER Dépendance vous assure le versement d’une rente minorée en cas de dépendance garantie.</div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_38 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_55 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_100  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_165  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Prenons contact</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_166  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>pour un conseil personnalisé</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_30 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div><div class="et_pb_module et_pb_text et_pb_text_167  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Cette assurance vous intéresse et vous souhaitez avoir des conseils personnalisés, contactez-nous et nous pourrons définir ensemble l'offre la plus adaptée à vos besoins.</p></div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_15_wrapper et_pb_button_alignment_center et_pb_module ">
				<a class="et_pb_button et_pb_button_15 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/contact/" data-icon="&#x45;">nous contacter</a>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div></p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-dependance/">Assurance dépendance</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>Assurance obsèques</title>
		<link>https://assurances-gratteciel.com/assurance-obseques/</link>
		
		<dc:creator><![CDATA[admin5483]]></dc:creator>
		<pubDate>Thu, 02 Sep 2021 15:18:46 +0000</pubDate>
				<category><![CDATA[Particulier]]></category>
		<guid isPermaLink="false">https://assurances-gratteciel.com/?p=1835</guid>

					<description><![CDATA[<p>Préservez financièrement vos proches</p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-obseques/">Assurance obsèques</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><div class="et_pb_section et_pb_section_39 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_56 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_101  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_divider_31 et_pb_space et_pb_divider_hidden"><div class="et_pb_divider_internal"></div></div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_102  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_9">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="64" height="64" src="https://assurances-gratteciel.com/wp-content/uploads/assurance-obseques-a.png" alt="" title="" class="wp-image-3644" /></span>
			</div><div class="et_pb_module et_pb_text et_pb_text_168  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Assurance obsèques</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_169  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_40 et_pb_equal_columns et_pb_with_background et_section_specialty" >
				
				
				
				
				
				<div class="et_pb_row et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_103   et_pb_specialty_column  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_row_inner et_pb_row_inner_15">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_inner et_pb_column_inner_20 et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_170  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Pensez à</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_171  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>préserver vos proches</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_32 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row_inner et_pb_row_inner_16">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_inner et_pb_column_inner_21 et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_172  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Préservez vos proches du financement de vos obsèques</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_173  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Perdre un être cher est une épreuve douloureuse. Pour éviter à vos proches les tracas et le coût financier, prévoyez un capital décès qui sera versé au personnes choisies le moment venu.</div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_16_wrapper et_pb_button_alignment_left et_pb_button_alignment_phone_left et_pb_module ">
				<a class="et_pb_button et_pb_button_16 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/contact/" data-icon="&#x45;">ça m&#039;interesse</a>
			</div>
			</div>
				
				
				
				
			</div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_104    et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_174  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><span style="font-size: x-large; color: #cc2776;"><strong>Garanties immédiates</strong></span></h3>
<p><span style="font-size: x-large; color: #cc2776;"><strong></strong></span></p>
<p>Profitez d&rsquo;une couverture immédiate dès la souscription, <span>sans aucun délai de carence ni formalités médicales</span></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_175  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><span style="font-size: x-large; color: #cc2776;"><strong>Rapidité</strong></span></h3>
<p><span style="font-size: x-large; color: #cc2776;"><strong></strong></span></p>
<p>Le capital est versé à vos bénéficiaires sous 48h ouvrées, à réception des justificatifs.</div>
			</div>
			</div>
				</div>
				
			</div><div class="et_pb_section et_pb_section_41 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_57 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_105  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_176  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Convention obsèques</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_177  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Quelles sont vos garanties ?</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_33 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_58">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_106  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_178  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">En complément des garanties de base, vous pouvez ajouter des garanties personnalisées correspondant au niveau de protection que vous désirez pour vos proches.</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_59 et_pb_gutters3">
				<div class="et_pb_column et_pb_column_1_3 et_pb_column_107  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_179  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><span style="font-size: x-large; color: #001d55;"><strong>Vous êtes couvert immédiatement</strong></span></div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_108  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_180  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><span style="font-size: x-large; color: #001d55;"><strong>Votre capital est garanti à vie</strong></span></div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_109  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_181  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><span style="font-size: x-large; color: #001d55;"><strong>Le capital choisi est versé intégralement au décès</strong></span></div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_60 et_pb_gutters3">
				<div class="et_pb_column et_pb_column_1_3 et_pb_column_110  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_182  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><span style="font-size: x-large; color: #001d55;"><strong>Vos bénéficiaires recevront le capital sous 48h ouvrées</strong></span></div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_111  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_183  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><span style="font-size: x-large; color: #001d55;"><strong>Nous accompagnons vos proches dans l&rsquo;organisation des obsèques</strong></span></div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_112  et_pb_css_mix_blend_mode_passthrough et-last-child et_pb_column_empty">
				
				
				
				
				
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_44 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_61 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_113  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_184  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Prenons contact</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_185  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>pour un conseil personnalisé</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_34 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div><div class="et_pb_module et_pb_text et_pb_text_186  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Cette assurance vous intéresse et vous souhaitez avoir des conseils personnalisés, contactez-nous et nous pourrons définir ensemble l'offre la plus adaptée à vos besoins.</p></div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_17_wrapper et_pb_button_alignment_center et_pb_module ">
				<a class="et_pb_button et_pb_button_17 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/contact/" data-icon="&#x45;">nous contacter</a>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div></p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-obseques/">Assurance obsèques</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>Assurance de prêt</title>
		<link>https://assurances-gratteciel.com/assurance-de-pret/</link>
		
		<dc:creator><![CDATA[admin5483]]></dc:creator>
		<pubDate>Thu, 02 Sep 2021 15:17:09 +0000</pubDate>
				<category><![CDATA[Particulier]]></category>
		<category><![CDATA[assurance de prêt]]></category>
		<category><![CDATA[Prêt]]></category>
		<category><![CDATA[prêt immobilier]]></category>
		<guid isPermaLink="false">https://assurances-gratteciel.com/?p=1830</guid>

					<description><![CDATA[<p>Assurez vos évolutions familiales</p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-de-pret/">Assurance de prêt</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><div class="et_pb_section et_pb_section_45 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_62 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_114  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_divider_35 et_pb_space et_pb_divider_hidden"><div class="et_pb_divider_internal"></div></div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_115  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_10">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="64" height="64" src="https://assurances-gratteciel.com/wp-content/uploads/assurance-de-pret-a.png" alt="" title="" class="wp-image-2356" /></span>
			</div><div class="et_pb_module et_pb_text et_pb_text_187  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h1>Assurance de prêt</h1></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_188  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_46 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_63 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_116  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_189  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>une assurance</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_190  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>à la carte</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_36 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_64 et_pb_gutters2">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_117  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_191  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Solutions pour les particuliers de 18 à 85 ans.</p></div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_32  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">&#x4e;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p>Couverture décès jusqu’à 90 ans.</p></div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_33  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">&#x4e;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p>Aucune formalité médicale jusqu’à 500 000 € et 49 ans.</p></div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_118  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_34  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">&#x4e;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p>Enveloppe d’assurabilité jusqu’à 60 ans pour les professionnels sans nouvelles formalités médicales*.</p></div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_35  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">&#x4e;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p>Des options spécifiquement conçues pour les professions médicales, libérales et réglementées.</p></div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_36  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">&#x4e;</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><p>Des garanties complémentaires sur-mesure et modulables.</p></div>
					</div>
				</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_65 et_pb_equal_columns et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_119  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_192  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>* Option réservée à la couverture d&#8217;emprunts professionnels. Elle ne peut être choisie qu&rsquo;au moment de la souscription &#8211; permet au souscripteur d&rsquo;augmenter le montant des garanties décès et PTIA sans nouvelle Formalité Médicales sous réserve de pouvoir attester d&rsquo;un état de santé inchangé depuis la souscription. Au cours des 5 années suivant la souscription, dans la limite de 30 % du montant du capital décès/PTIA souscrit à l&rsquo;origine avec un plafond de 250 000 €.</p></div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_66 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_120  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_button_module_wrapper et_pb_button_18_wrapper et_pb_button_alignment_center et_pb_button_alignment_phone_left et_pb_module ">
				<a class="et_pb_button et_pb_button_18 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/contact/" data-icon="&#x45;">ça m&#039;interesse</a>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_48 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_67 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_121  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_193  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Prenons contact</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_194  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>pour un conseil personnalisé</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_37 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div><div class="et_pb_module et_pb_text et_pb_text_195  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Cette assurance vous intéresse et vous souhaitez avoir des conseils personnalisés, contactez-nous et nous pourrons définir ensemble l'offre la plus adaptée à vos besoins.</p></div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_19_wrapper et_pb_button_alignment_center et_pb_module ">
				<a class="et_pb_button et_pb_button_19 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/contact/" data-icon="&#x45;">nous contacter</a>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div></p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-de-pret/">Assurance de prêt</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>Assurance animaux</title>
		<link>https://assurances-gratteciel.com/assurance-animaux/</link>
		
		<dc:creator><![CDATA[admin5483]]></dc:creator>
		<pubDate>Fri, 20 Aug 2021 02:18:13 +0000</pubDate>
				<category><![CDATA[Particulier]]></category>
		<category><![CDATA[animaux]]></category>
		<category><![CDATA[assurance]]></category>
		<category><![CDATA[chat]]></category>
		<category><![CDATA[chien]]></category>
		<guid isPermaLink="false">https://assurances-gratteciel.com/?p=628</guid>

					<description><![CDATA[<p>Assurance pour matous et toutous</p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-animaux/">Assurance animaux</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><div class="et_pb_section et_pb_section_49 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_68 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_122  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_divider_38 et_pb_space et_pb_divider_hidden"><div class="et_pb_divider_internal"></div></div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_123  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_11">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="64" height="64" src="https://assurances-gratteciel.com/wp-content/uploads/assurance-animaux-b.png" alt="" title="" class="wp-image-2152" /></span>
			</div><div class="et_pb_module et_pb_text et_pb_text_196  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h1>Assurance animaux</h1></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_197  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_50 et_pb_equal_columns et_pb_with_background et_section_specialty" >
				
				
				
				
				
				<div class="et_pb_row et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_124   et_pb_specialty_column  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_row_inner et_pb_row_inner_17">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_inner et_pb_column_inner_22 et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_198  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Soignez le comme</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_199  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Vous l&rsquo;aimez</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_39 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div><div class="et_pb_module et_pb_image et_pb_image_12 et-waypoint">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="534" height="253" src="https://assurances-gratteciel.com/wp-content/uploads/ChienChat-assurance.png" alt="" title="" srcset="https://assurances-gratteciel.com/wp-content/uploads/ChienChat-assurance.png 534w, https://assurances-gratteciel.com/wp-content/uploads/ChienChat-assurance-480x227.png 480w" sizes="(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 534px, 100vw" class="wp-image-4261" /></span>
			</div>
			</div>
				
				
				
				
			</div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_125    et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_200  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Votre animal de compagnie est un membre à part entière de votre famille et vous tenez à lui offrir les meilleurs soins dans toutes les situations.</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_201  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Pour vous y aider, les Assurances Gratte-Ciel ont conçu une assurance santé adaptée qui vous garantit le remboursement de vos frais vétérinaires en cas d’accident et / ou de maladie.</p>
<p>Et parce que chacun d’entre vous a des besoins et des moyens différents, vous avez le choix entre <strong>4 formules</strong> de garanties <strong>à partir de 11 € / mois</strong> qui vous assureront la protection la plus efficace qui soit.</div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_20_wrapper et_pb_button_alignment_left et_pb_button_alignment_phone_left et_pb_module ">
				<a class="et_pb_button et_pb_button_20 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/contact/" data-icon="&#x45;">ça m&#039;interesse</a>
			</div>
			</div>
				</div>
				
			</div><div class="et_pb_section et_pb_section_51 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_69 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_126  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_202  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>3 Bonnes raisons</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_203  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>de soucrire à une assurance animaux</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_40 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_70 et_pb_equal_columns et_pb_gutters2">
				<div class="et_pb_column et_pb_column_1_3 et_pb_column_127  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_204  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">01</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_205  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3>Une gamme complète de garanties</h3></div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_37  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">N</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description">Un choix entre 4 formules qui s’étend de la prise en charge du gros risque au remboursement des soins courants et préventifs.</div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_128  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_206  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">02</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_207  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3>Des délais de carence réduits</h3></div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_38  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">N</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><span>Une prise en charge en cas de maladie de 45 jours et de 2 jours en cas d’accident.</span></div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_129  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_208  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">03</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_209  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3>Des tarifs ultra compétitifs quelle que soit la formule</h3></div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_39  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">N</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><span>Une 1ère formule accessible à partir de 11€/mois</span></div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_40  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">N</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><span>Un remboursement des frais d’obsèque et d’incinération dès la première formule</span></div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_41  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">N</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><span>Des garanties acquises quel que soit l’âge de votre animal.</span></div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_42  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">N</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><span>Une réduction tarifaire de 20 % sur les cotisations du 2ème animal et des suivants.</span></div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_43  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon et-pb-icon-circle">N</span></span></div>
					<div class="et_pb_blurb_container">
						
						<div class="et_pb_blurb_description"><span>Un forfait préventif pour les formules Intégrale et Intégrale+</span></div>
					</div>
				</div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_52 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_71 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_130  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_210  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>4 Formules</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_211  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Pour protéger au mieux la santé de votre animal de compagnie</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_41 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_72 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_4 et_pb_column_131  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_212  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">01</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_213  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><span style="color: #ffffff; font-size: medium;">FORMULE</span><br />
VITALE</h3></div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_44  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Frais médicaux courant</span></h4>
						<div class="et_pb_blurb_description">&#8211;</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_45  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Frais d'intervention chirurgical</span></h4>
						<div class="et_pb_blurb_description">100% FR</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_46  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Capital décès *</span></h4>
						<div class="et_pb_blurb_description">&#8211;</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_47  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Prévention **</span></h4>
						<div class="et_pb_blurb_description">&#8211;</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_48  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Franchise</span></h4>
						<div class="et_pb_blurb_description">20% de la facture<br />
50€ maxi</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_49  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Plafond annuel de garantie</span></h4>
						<div class="et_pb_blurb_description">1 500€ / an</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_50  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Assistance</span></h4>
						<div class="et_pb_blurb_description">oui &#8211; Jusqu&rsquo;à 150€</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_51  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Délais de carence</span></h4>
						<div class="et_pb_blurb_description">2 jours</div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_132  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_214  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">02</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_215  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><span style="color: #ffffff; font-size: medium;">FORMULE</span><br />
FONDAMENTALE</h3></div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_52  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Frais médicaux courant</span></h4>
						<div class="et_pb_blurb_description">50% FR</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_53  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Frais d'intervention chirurgical</span></h4>
						<div class="et_pb_blurb_description">50% FR</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_54  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Capital décès *</span></h4>
						<div class="et_pb_blurb_description">&#8211;</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_55  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Prévention **</span></h4>
						<div class="et_pb_blurb_description">&#8211;</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_56  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Franchise</span></h4>
						<div class="et_pb_blurb_description">10% de la facture<br />
50€ maxi</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_57  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Plafond annuel de garantie</span></h4>
						<div class="et_pb_blurb_description">1 500€ / an</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_58  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Assistance</span></h4>
						<div class="et_pb_blurb_description">oui &#8211; Jusqu&rsquo;à 300€</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_59  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Délais de carence</span></h4>
						<div class="et_pb_blurb_description">2 jours</div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_133  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_216  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">03</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_217  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><span style="color: #ffffff; font-size: medium;">FORMULE</span><br />
intégrale</h3></div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_60  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Frais médicaux courant</span></h4>
						<div class="et_pb_blurb_description">75% FR</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_61  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Frais d'intervention chirurgical</span></h4>
						<div class="et_pb_blurb_description">75% FR</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_62  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Capital décès *</span></h4>
						<div class="et_pb_blurb_description">&#8211;</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_63  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Prévention **</span></h4>
						<div class="et_pb_blurb_description">30€ /an</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_64  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Franchise</span></h4>
						<div class="et_pb_blurb_description">10% de la facture<br />
50€ maxi</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_65  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Plafond annuel de garantie</span></h4>
						<div class="et_pb_blurb_description">2 200€ / an</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_66  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Assistance</span></h4>
						<div class="et_pb_blurb_description">oui &#8211; Jusqu&rsquo;à 300€</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_67  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Délais de carence</span></h4>
						<div class="et_pb_blurb_description">2 jours</div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_134  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_218  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">04</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_219  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3><span style="color: #ffffff; font-size: medium;">FORMULE</span><br />
intégrale +</h3></div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_68  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Frais médicaux courant</span></h4>
						<div class="et_pb_blurb_description">100% FR</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_69  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Frais d'intervention chirurgical</span></h4>
						<div class="et_pb_blurb_description">100% FR</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_70  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Capital décès *</span></h4>
						<div class="et_pb_blurb_description">300€</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_71  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Prévention **</span></h4>
						<div class="et_pb_blurb_description">60€ /an</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_72  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Franchise</span></h4>
						<div class="et_pb_blurb_description">20% de la facture<br />
75€ maxi</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_73  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Plafond annuel de garantie</span></h4>
						<div class="et_pb_blurb_description">2 500€ / an</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_74  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Assistance</span></h4>
						<div class="et_pb_blurb_description">oui &#8211; Jusqu&rsquo;à 300€</div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_blurb et_pb_blurb_75  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Délais de carence</span></h4>
						<div class="et_pb_blurb_description">2 jours</div>
					</div>
				</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_73 et_pb_equal_columns et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_135  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_220  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Détails</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_74 et_pb_equal_columns et_pb_gutters1">
				<div class="et_pb_column et_pb_column_1_3 et_pb_column_136  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_221  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><strong>Inclus dans les frais médicaux</strong></p>
<p>&#8211; Consultation, visites de vétérinaire<br />
&#8211; Soins</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_137  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_222  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><strong>Inclus dans frais d&rsquo;intervention chirurgical</strong></p>
<p>&#8211; Honoraires du vétérinaire<br />
&#8211; Soins</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_138  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_223  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><strong>Inclus dans assistance</strong></p>
<p>&#8211; Prise en charge des frais obsèques/incinération<br />
&#8211; Frais de pension en cas d’hospitalisation imprévue du maître pendant + de 48H<br />
&#8211; Service téléphonique, d’information et de conseils : alimentation, conditions sanitaires en cas de voyage, adresses de toiletteurs, hôtels…</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_75 et_pb_equal_columns et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_139  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_224  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">* La garantie cesse à l’échéance anniversaire suivant le 8e anniversaire de l’animal. Le capital est versé sur réception d’un certificat de décès établi par un vétérinaire moyennant un délai de<br />
carence de 2 ans</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_225  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">** Vaccination, vermifuge, stérilisation, traitement antiparasitaire, puce électronique, bilan de santé, détartrage, compléments alimentaires</div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_54 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_76 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_140  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_226  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Les gros +</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_227  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>des assurances gratte-ciel</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_42 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_77">
				<div class="et_pb_column et_pb_column_1_4 et_pb_column_141  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_76  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Durable</span></h4>
						<div class="et_pb_blurb_description">Des garanties qui ne diminuent pas avec l’âge de votre animal.</div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_142  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_77  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Réactif</span></h4>
						<div class="et_pb_blurb_description">Une assistance performante dans les situations d’urgence.</div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_143  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_78  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Sur mesure</span></h4>
						<div class="et_pb_blurb_description">Une tarification sur-mesure en fonction de l’âge et de la race de votre chien.</div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_144  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_79  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Simple</span></h4>
						<div class="et_pb_blurb_description">Une souscription sur simple déclaration de bonne santé.</div>
					</div>
				</div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_56 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_78 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_145  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_228  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Prenons contact</h2></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_229  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>pour un conseil personnalisé</h2></div>
			</div><div class="et_pb_module et_pb_divider et_pb_divider_43 et_pb_divider_position_center et_pb_space"><div class="et_pb_divider_internal"></div></div><div class="et_pb_module et_pb_text et_pb_text_230  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Cette assurance vous intéresse et vous souhaitez avoir des conseils personnalisés, contactez-nous et nous pourrons définir ensemble l'offre la plus adaptée à vos besoins.</p></div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_21_wrapper et_pb_button_alignment_center et_pb_module ">
				<a class="et_pb_button et_pb_button_21 et_pb_bg_layout_light" href="https://assurances-gratteciel.com/contact/" data-icon="&#x45;">nous contacter</a>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div></p>
<p>L’article <a href="https://assurances-gratteciel.com/assurance-animaux/">Assurance animaux</a> est apparu en premier sur <a href="https://assurances-gratteciel.com">Assurances Gratte-Ciel</a>.</p>
]]></content:encoded>
					
		
		
			</item>
	</channel>
</rss>
